Excess Spread — Here comes trouble, don’t call, paying off Penelope

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Excess Spread — Here comes trouble, don’t call, paying off Penelope

Owen Sanderson's avatar
  1. Owen Sanderson
9 min read

Excess Spread will be taking a break over the next month — stay safe and profitable out there, and see you back in early May!

Guess who's back?

The question I am probably most often asked at events is "where's Rizwan?", and I generally have to admit I don't know.

At the tail end of one of the last Rizwan-related court cases in 2022, it was strongly implied he was in Pakistan (he is of Pakistani heritage), and I've had no reason to think any different in the intervening period.

I am not alone in this ignorance; many professionals in the process-serving industry, and some officers of the HM Courts and Tribunals Service, have also wondered "where's Rizwan?" at various points, a question which is occasionally expanded to "where's Godfrey Hicks?", "where's Peter Morrow?", names which have been included on the various lawsuits but may not, in fact, exist.

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