Terms and Conditions of Use

1. The Agreement

1. 1. 9fin.com (the “Site”) is a website operated, maintained and provided by 9fin Limited, International House, 24 Holborn Viaduct, London, United Kingdom, EC1A 2BN (“we”, “us”, the “Company”).
2. 2. By using this Site, you are deemed to have accepted and agreed to these terms and conditions of use (“Terms”). If you do not agree to the Terms you must not continue to use the Site.
3. 3. We may modify the Terms without notice, however the most up to date version will be accessible at http://9fin.com/terms.
4. 4. These Terms commence on the date you access our Site, and last for the duration of your use whenever you use the Site.
5. 5. We make no warranties or representations (express or implied) other than those specifically stated in these Terms.
6. 6. You agree not to transfer, assign or licence any of your rights or obligations under these Terms.

2. Construction

1. 1. Unless provided otherwise, reference to a Section or Sections is to those contained within these Terms. Words in the singular shall be construed to include the plural and the plural shall include the singular.
2. 2. Our failure or delay in enforcing any of the provisions of these Terms shall not be construed or deemed to be a waiver of our rights nor affect the validity of the whole or any part of these Terms.
3. 3. If any part of any provision of these Terms shall be or become invalid, unlawful or unenforceable to any extent, then the remainder of such provision and all other provisions of these Terms shall continue to be valid and enforceable to the fullest extent permitted by law.
4. 4. These Terms represent the entire agreement between you and the Company and supersedes any previous agreement or representation in relation to the use of the Site.
5. 5. These Terms shall be construed in accordance with English law and the parties hereby submit to the exclusive jurisdiction of the English Courts to settle any disputes which may arise in connection with these Terms.

3. Registration / Sign up

1. 1. You represent and warrant to us that any and all information you provide to us (including any information provided under Section 3.2) is accurate, complete and truthful. You agree to notify us promptly of any changes to such information.
2. 2. You represent and warrant to us that you are employed by an institution which:
• 2.1. Originates or underwrites the issuance of high yield bonds or leveraged loans (“Qualifying Sell Side Firm”); or
• 2.2. Invests or trades in high yield bonds or leveraged loans (“Qualifying Buy Side Firm”); or
• 2.3. Provides legal advice on the origination, underwriting or trading of high yield bonds or leveraged loans, and is regulated by a national, international or supranational supervisory authority (“Qualifying Legal Advisor”); or
• 2.4. Engages in the purchase and / or sale of companies for the benefit of limited partners ("Qualifying Private Equity Firm”)
• 2.5. Is a Qualified Institutional Buyer for the purposes of the Securities Act 1933 (“QIB”)
3. 3. We reserve the right to decline or accept any request to register for the Site in our sole discretion. We further reserve the right to suspend, reduce or terminate your access to and use of the Site in our sole discretion.
4. 4. By submitting or disclosing any content to our Site you grant us a royalty–free, perpetual and irrevocable licence to use, transmit or distribute any such content in our sole discretion. You represent and warrant to us that you have the necessary powers, rights and authority to grant this licence.
5. 5. Your use of the Site may involve disclosure of personal data to the Company. To the extent that you do so this data will be treated in accordance with the Data Protection Act 1998. You consent to our use of such personal data in accordance with our privacy policy.
6. 6. You agree not to distribute, share, or make your Site login credentials available to any other person or organization.

4. Usage

1. 1. You agree not to access (or attempt to access), monitor and/or copy any of the Site through manual or automated means, including use of robots, spiders, scrapers, scripts or web crawlers.
2. 2. You agree that you will not engage in any activity that interferes with or disrupts the Site, or the servers and networks which are connected to the Site.
3. 3. You agree to use the Site solely for your own individual use. You agree that the contents of the Site are strictly confidential. Sharing any of the Site’s contents or data derived from the Site with third parties is prohibited unless otherwise permitted by a Subscription Agreement or our written consent.
4. 4. You agree not to use, replicate or share any intellectual property belonging to us (including but not limited to trademarks, logos and brands) unless you have obtained our written consent.

5. Site Contents, Exclusion and Limitation of Liability

1. 1. You agree that at any time we may change the Site without notice. This includes, but is not limited to, the Site format, layout, structure and content.
2. 2. You agree that your use of the Site is solely at your risk and that the Site is provided "As Is".
3. 3. We populate the contents of the Site using information we obtain in good faith from sources that we consider to be reliable. However, we make no representation, warranty or guarantee as to the accuracy, reliability, timeliness, performance, completeness or suitability of the information and materials found or offered on the Site.
4. 4. You agree that your use of the Site and any of the contents or information derived from it is at your own discretion and risk, and that you are solely responsible for any damage or loss arising from such use. We shall not be under any liability whatsoever in respect of any inaccuracies or omissions on the Site. All such liability is excluded by us to the fullest extent permitted by law.
5. 5. No information (written, oral or otherwise) obtained by you from us, the Site, our subsidiaries or any of the Company’s (or its subsidiary’s) employees, directors, personnel, through the Site shall create any warranty or be considered tax, legal or investment advice.
6. 6. The Site contains links to third party websites. We are not liable for the content of such websites and exclude any liability for loss or damage which you may incurred upon visiting them.
7. 7. Nothing in these Terms excludes or limits any warranty or liability which may not be lawfully excluded or limited by applicable law, including liability for fraud or for death or personal injury caused by negligence.
8. 8. In the event that for any reason any exclusion of liability in these Terms is held to be invalid, our total aggregate liability to you shall be limited to £1.

6. Privacy

1. 1. You agree that we may process, store and use your data in accordance with our Privacy Policy.