Xmas Spread — The year of reckoning, paying Scrooge
- Owen Sanderson
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Excess Spread is off until the New Year. Happy holidays to all our readers, hope your 2024 has been excellent and see you on the other side! Normal service resuming 9 January.
The year of reckoning for 2021
ABS investing is often fintech investing. Other than banks, that’s generally where the loans are. We're a bit beyond the "mortgage lender with a website = fintech" stage, but for a startup with an asset financing angle, be it mortgages, credit cards, embedded finance, invoices, premium credit, equipment loans or anything else, securitisation in private form is often the answer.